What this covers
Place: Small firms in the Canadian survey
Time covered: 2024 and 2025
What this does not prove
The share asked to back loans with assets was 75% in 2025 and 66% in 2024. The survey does not cover building loans alone. It leaves out firms that gave up before applying. It does not prove that each refusal was unfair.
Read the source
Small Business Credit Condition Trends, 2015–2025 ↗
ISED · 2026-07-14
Where to look: Overview; Collateral rates / Figure 5; Table 4
Fixes and updates
No fact has changed in this version. If we fix a claim, we will add the date and explain the change here and in our list of fixes.